TRAVEL INSURANCE

WHAT IS TRAVEL INSURANCE?

Travel medical insurance provides reimbursement for emergency medical expenses, including medical evacuations, while you’re traveling. While these policies don’t cover routine care like physicals, they can cover hospital stays, lab work and even prescriptions.

For example, if you break your leg while you’re on vacation internationally, emergency medical coverage will protect you. However, if you decide to get a teeth cleaning while you’re abroad, you will not be covered. Travel medical insurance is meant to protect you in case of an emergency.

Travel insurance vs. travel medical insurance

A comprehensive travel insurance policy will include more protections than stand-alone travel medical insurance.

Travel medical insurance plans will have protections related to emergency medical events, while comprehensive trip insurance policies cover everything from medical care to trip cancellations.

Here are how those differences generally shake out.

COVERAGE TYPE

TRAVEL MEDICAL INSURANCE

COMPREHENSIVE TRAVEL INSURANCE

TRIP CANCELLATION

TRIP INTERRUPTION AND DELAY

LIMITED

EMERGENCY MEDICAL EVACUATION / REPATRIATION

LOST LUGGAGE

LIMITED

24-HOUR ASSISTANCE SERVICES

ACCIDENTAL DEATH AND DISEMBERMENT

RENTAL CAR COVERAGE

With travel medical insurance, there are no trip cancellation benefits, so the cost of the trip is irrelevant. This makes the policy less expensive than comprehensive travel insurance, where you’ll need to include the entire nonrefundable cost of your vacation when calculating your quote.

Although travel medical plans can include coverage for benefits like trip interruption, the coverage amounts may be limited.

Do I need Cover?

TRAVEL INSURANCE IS A MUST!

For all the expeditions covered in this website, it is mandatory that you obtain adequate travel and medical insurance, including emergency evacuation coverage.

You can obtain an instant online insurance quote through Global Rescue or World Nomads via this page on our website. Be sure to select the ‘Explorer’ cover alternative. Or, you may choose any regular travel insurer in your country.

It is most important to read the specific terms of cover and to have emergency medical evacuation coverage and sufficient trip cancellation cover for the cost of your trip.

Travel insurance: Flexible & Simple

Please click on and explore from the following insurance options, according to your preferences and nationality. You can buy, extend and claim online, even after you’ve left home. A range of different covers are available for overseas medical, evacuation, baggage and a range of adventure sports and activities. We strongly recommmend in all cases to choose the top available cover and to check that cancellation cover matches the cost of your booked journey as well as full travel dates from home.

IMG Signature travel insurance is the perfect add-on to a Global Rescue membership, providing coverage against a variety of unforeseen expenses while you’re traveling, giving you the added comfort of knowing the value of your trip is protected in case you need it.